Your current home loan details Loan amount Current rate Remaining loan term Property usage Live-in Investment Your home loan options Variable P&I Live-in 2.09p.a. “He’s got a good head on his shoulders, he really understands risk, he’s got quite an entrepreneurial spirit,” McPhee says. Tic:Toc Home Loans raised 11,500,000 / Series B from Genworth Australia and La Trobe Financial. Find out how much you could save by refinancing with Tic:Toc. Applicants can apply any time from their phone or. A keen surfer, he has been married to Vicki for almost 30 years, and has two young adult daughters.Īfter training as an economist, Baum got a taste of the risks in banking as a graduate, when he joined the State Bank of South Australia the same year it collapsed.įormer ME Bank chief executive Jamie McPhee, a friend and former colleague who is also from Adelaide, has known Baum for at least 20 years. Tic:Toc is a new online-only lender that offers a completely online application process. The fintech expects to be profitable this financial year, and Baum says it is eyeing a sharemarket float in the next two to three years.īorn and bred in Adelaide, Baum launched Tic:Toc after a career that included stints in investment banking in London, as an executive at Adelaide Bank, and at a fintech called ThinkSmart. The company is also notable for the financial institutions it counts as shareholders, including Bendigo and Adelaide Bank, Insurance Australia Group, Genworth Mortgage Insurance, alongside Baum and the management team.
TICTOC HOME LOANS SOFTWARE
We use world-leading encrypted software that allows us to verify your stated income and expense without sifting through paperwork. Without getting repetitive we want to assure you that your credentials cannot be seen by Yodlee, or us. “That very efficient factory could be used by multiple players to distribute home loans.” A home loan is serious business, and so is your security. “Tic:Toc is a very efficient factory,” he says.
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